Stephen Smith, Sc카지노 게임 컬렉션72, LLD카지노 게임 컬렉션17, has a new suit. It카지노 게임 컬렉션s royal blue, with faint stripes, the perfect match to his eyeglass frames, and the sky that goes on forever behind him.
We카지노 게임 컬렉션re up on the 20th floor of First National Financial카지노 게임 컬렉션s downtown Toronto offices in a sleek, expansive boardroom beside a sleek, expansive lobby. Although we can카지노 게임 컬렉션t see them, all around us are First National employees, busy managing the more than $140 billion in mortgages that Mr. Smith카지노 게임 컬렉션s company now handles.
It's all quite the contrast to the 72-year-old카지노 게임 컬렉션s modest upbringing in Ottawa카지노 게임 컬렉션s Alta Vista neighbourhood. Yet if you look hard enough, you can see a clear line from that childhood to this boardroom and his remarkable $100-million gift to re-imagine engineering education at Queen카지노 게임 컬렉션s.
Mr. Smith카지노 게임 컬렉션s mother was a homemaker, his father a civil servant.
카지노 게임 컬렉션He and I were always thinking up little businesses to start,카지노 게임 컬렉션 remembers Mr. Smith. One of their first was a paper route for the young Smith, which he did when he wasn카지노 게임 컬렉션t learning the intricacies of ham radio or computer coding. He was, he says, 카지노 게임 컬렉션a bit of a nerdy kid, back when nerdy was not a compliment.카지노 게임 컬렉션
One day in July 1968, Mr. Smith카지노 게임 컬렉션s parents took him on a drive to Queen카지노 게임 컬렉션s. They toured a residence and walked around campus.
카지노 게임 컬렉션Well, what do you think?카지노 게임 컬렉션 asked his father. 카지노 게임 컬렉션Looks good to me,카지노 게임 컬렉션 replied son.
Mr. Smith showed up in Kingston that fall, an eager electrical engineering student still harbouring a fierce interest in business. It was so fierce, in fact, that he convinced the Faculty of Engineering to let him drop his first-year geology course so that he could take an economics course instead. He continued to take economics courses throughout his four years, while in the summers he worked various coding jobs to scratch his technical itch.
After Queen카지노 게임 컬렉션s, Mr. Smith went to the London School of Economics and Political Science to pursue a master카지노 게임 컬렉션s degree in economics. He then worked a few corporate jobs, including at aircraft manufacturer Hawker Siddeley. In 1980, he was fired for speaking his mind. As he told this magazine in 2015: 카지노 게임 컬렉션I thought I was smarter than my bosses. I was insolent, which is probably the character of entrepreneurs.카지노 게임 컬렉션
Emboldened to try entrepreneurship, Mr. Smith began flipping houses in Toronto in the early 1980s. It didn카지노 게임 컬렉션t go well. Interest rates ballooned, the real-estate market took a nose dive, and Mr. Smith카지노 게임 컬렉션s venture collapsed. By 1984, he had declared personal bankruptcy and had moved in with his kid sister.
It was, he says, one of the lowest points in his life.
카지노 게임 컬렉션When people fail, they usually say it카지노 게임 컬렉션s bad luck, and when they succeed, they say it카지노 게임 컬렉션s skill. I think it카지노 게임 컬렉션s a little bit the other way around, and that failure was a lack of skill.카지노 게임 컬렉션
Soon, though, Mr. Smith picked himself up and put two of the big skills he learned as a Queen카지노 게임 컬렉션s engineer to the test 카지노 게임 컬렉션 problem-solving and perseverance. Teaming up with Moray Tawse in 1988, they opened a mortgage business called First National Financial above a pub in the Yonge and Eglinton area of Toronto.
It was the perfect type of business for Mr. Smith, one where he could get his fill of economics and computer coding. And it was successful for two main reasons: he and Mr. Tawse priced their mortgages more competitively than the banks, and Mr. Smith programmed sophisticated computer software that was better than the banks카지노 게임 컬렉션.
Today, First National is one of the largest non-bank mortgage lenders in the country. Mr. Smith recently stepped down as CEO, but he is still actively involved as executive chairman. He is also actively involved in several other ventures, including philanthropic causes mainly in the areas of history, the arts, and education.
During the hiring process of his CEO replacement, Mr. Smith took one of the psychometric tests they were using. One of the more fascinating findings was that unlike most CEOs, he scored high in risk taking but lower in risk aversion. His interpretation: 카지노 게임 컬렉션I think most things are too risky, but if I카지노 게임 컬렉션m really comfortable, I카지노 게임 컬렉션m all in.카지노 게임 컬렉션
He카지노 게임 컬렉션s clearly all in on Queen카지노 게임 컬렉션s. His 2015 donation of $50 million to support business education at Queen카지노 게임 컬렉션s was the largest ever made to a Canadian business school. And now his $100-million investment in engineering education at Queen카지노 게임 컬렉션s is the largest donation to any Canadian engineering school.
카지노 게임 컬렉션I카지노 게임 컬렉션ve been very pleased with what카지노 게임 컬렉션s happened at the School of Business, and that really gave me the confidence to make this gift to engineering,카지노 게임 컬렉션 he says. 카지노 게임 컬렉션I카지노 게임 컬렉션m very comfortable with the vision behind this, and I think it카지노 게임 컬렉션s going to help ensure that education at Queen카지노 게임 컬렉션s is at a world-class level.카지노 게임 컬렉션
